May 18, 2012

Ask Your Finance Questions

Online financial adviceMany of the free to use websites on the Internet at aimed at selling some sort of financial service from loans through to credit cards so it’s nice to see a website that is now leading with an interactive questions and answers section. Called simplyfinance.co.uk we’ve put together a quick review of their website.

About The Website
Most people seem to get lost when it comes to financial matters and often through ignorance just don’t do the right thing so simplyfinance.co.uk is aiming to provide a clear online advice service that lets users access hundreds of real financial advisers online.

Using the website is very simple. You just enter your question, for example “Is it better to pay my mortgage off with spare cash or save it? and your question is put to the panel of experts who are giving up their time to give clear and concise answers.

Simplyfinance.co.uk hosts all the answers for anyone to read and also allows you to search through them to see if your question has been answered previously. In addition they also have loads of free articles on the website as well as some very easy to use “calculators” including the millionaires saving calculator (how long until you are a millionaire!!!).

What We Thought
Simplyfinance.co.uk is a very pleasant site and has lots of content. It’s not trying the hard sell and therefore gets a thumbs up from us. If you are looking to ask a question about your personal finances or would like some help making a financial decision we suggest you take a look at simplyfinance.co.uk for more information.

Where To Start With Online Poker

Online Poker GuidesA friend of mine recently told me that he had started playing poker online and had actually made a little bit of money doing so but was unwilling to share his tips on how he did it. So, being a little bit Internet savvy, we’ve done a search on the web to see if there are any websites offering advice for us lowly Poker beginners and come across a nice website called Mosesbet.com which we’ve decided to review.

About The Website
The first thing you notice about mosesbet.com is that it seems to be aimed at an American audience but after a little bit of checking out on the actual poker sites this seems to be the norm with most things in dollars so we carried on looking around.

On mosesbet.com we found a some very good explanations of the various terms and phrases used on the sites. This really helps when you are looking at taking your first steps into the game and in addition they have some very good starter guides. The key tip is start off small and practice before you play for real this means that you can develop your own winning strategy rather than worry about losing your stake at the start.

For anyone who has never played the poker before there are also loads of links to applications that help you play a better game and other sites that have more information which was very good.

What We Thought
The world of online poker is a little bit confusing for us beginners so guides to getting started in poker are always useful as they ensure that you don’t get fleeced by the knowledgeable players.

If you are looking to start playing poker online we’d suggest that you take a look at mosesbet.com for more information.

Better Driving on Snow and Ice

For most of the country the past few days has been a complete nightmare with snow and ice on the roads and getting to work or just around has meant risking an accident but there is an answer which is to buy some winter tyres for your car so we thought we’d tell you about one of the leading online tyre companies etyres.co.uk.

About The Website
Car tyres can be quite expensive so if you are looking for some Winter tyres one of the options is to go online and buy them as it is possible to get some significant discounts. The etyres.co.uk website aims to offer discounted car tyres sometimes at up to 40% they even offer a mobile fitting service which means you don’t have to find a garage who will fit the.

We took a few minutes to look around their website and used the example of one of our cars (admittedly it was a 4×4) and found that we could of made about a 20% saving compared to when they were last replaced and with people wanting to save money this year this is not bad at all.

What We Think
Using a website to buy a set of winter tyres could save you quite a bit of money and also keep you safe on the roads so we’d suggest that anyone who is looking to improve their car performance on the snow and ice check out the etyres.co.uk website.

Business Funding Without The Banks

Business Finance AlternativesCash flow is one of the most critical elements of business management and from time to time companies need to borrow money. Generally this is done through the banks but there is now a website that allows companies to borrow money from Private Investors or other companies without the usual hassle of bank loans. Called FundingCircle.com we thought we’d give the website a quick review.

About The Website
If your business is looking for extra finance to buy new equipment or grow then FundingCircle offers a unique way to borrow money. Basically you register your loan request as you would normally do and then receive offers from potential lenders. The system works slightly differently from a normal loan deal as you select to borrow from the people offering the lowest interest rates.

As a lender FundingCircle offers a way to get a greater return on your money than most banks are offering at the moment. You allocate funds and set your rates and a maximum of 5% of the capital is lent to each individual applicant company. This spreads the risk associated with lending and for added security all the companies who borrow need to be credit checked and also have at least two years of filed accounts.

What We Think
FundingCircle.com offers a unique source of business finance and is directly helping the economy. By cutting out the banks, lenders are gaining better returns on their money and borrows are getting the best deals.

If your business is looking for extra funding or you have spare cash to lend you may like to take a look at FundingCircle.com

A Sweet Treat For Christmas

Here is a Christmas gift idea that is good for friends and family as well as business acquaintances. M and M’s have just launched their print your own message service so we thought we’d have a look at the website especially as we are addicts for the things in the office.

About The Website
We’ve all see corporate or wedding sweets with pre printed logos and words but to be honest most of these are not the best tasting in the world so it’s nice to see a major manufacturer getting in on the act and offering a quality product with something different.

Using the Mymms.co.uk is really simple, just select the colours of sweets you want and then add the words. It’s not advanced as the US version of the site which will allow images as well but is good enough for a wedding favour or something to give to your customers. Then all you do is select the presentation style which varies from small wedding favour packs through to 1.5KG bags !!!

What We Think
If you are a big fan of M&M’s you can’t really go wrong with this website (we are so we’re just hoping they will offer us some free samples !!!!).

To order yours simply visit mymms.co.uk and get ordering.

New Website – Ridekicks.com

Car SharingIn the age of everyone wanting to be that little bit more environmentally friendly a new website has launched which aims to bring car sharing to the social network community. Called Ridekicks.com we’ve put together a review of the website for all our readers.

About The Website
Car sharing isn’t anything that new but unlike other countries, such as the USA, the UK has not really taken it to their heart so Ridekicks.com is aiming to get people to break the mould and share their ride.

The website has been designed to encourage car sharing through social networks. You could of course just post a message to your friends directly but with Ridekicks.com the site opens up even more opportunities to share. Whether you are travelling to and from work each day or just heading to the seaside for a day out the website lets you offer spare seats in the car or bus.

To encourage more car sharing they have also added a function which allows users to charge which uses Paypal to make the payments secure. Ridekicks take a small commission if you decide to do this but it is a great way to cover the cost of fuel.

What We Think
We liked the idea behind Ridekicks.com as it is both environmentally friendly and convenient. At the moment the site only has about 3000 users but this number is growing fast and we can see it becoming very popular with companies hoping to encourage their staff to car share. In addition with government plans to introduce more multiple occupancy only lanes to the motorways this might be a great way to avoid the traffic.

To find out more about car sharing take a look at Ridekicks.com and make sure you register your car sharing opportunity, the more people who sign up the better it will be for everyone.